{"id":4815,"date":"2018-10-03T05:41:43","date_gmt":"2018-10-03T02:41:43","guid":{"rendered":"http:\/\/localhost:8080\/?p=4815"},"modified":"2026-10-19T10:35:50","modified_gmt":"2026-10-19T07:35:50","slug":"kobiler-icin-yeni-nefes-kredisi","status":"publish","type":"post","link":"https:\/\/kompozit.org.tr\/en\/kobiler-icin-yeni-nefes-kredisi\/","title":{"rendered":"KOB\u0130ler i\u00e7in Yeni Nefes Kredisi"},"content":{"rendered":"<p>T\u00fcrkiye Odalar ve Boralar Birli\u011fi (TOBB), Kredi Garanti Fonu (KGF), protokol imzalanan 8 banka i\u015fbirli\u011fiyle KOB\u0130lere y\u00f6nelik \u201cNefes Kredisi\u201d ad\u0131 alt\u0131nda 3. D\u00f6nem kredi program\u0131 ba\u015fvurular\u0131 ba\u015flam\u0131\u015ft\u0131r. Kredi ba\u015fvurular\u0131 i\u00e7in \u00fcye olunan Ticaret ve\/veya Sanayi Odas\u0131ndan faaliyet belgesi al\u0131narak ilgili odan\u0131n anla\u015ft\u0131\u011f\u0131 Bankalar\u0131n \u015fubelerine kredi ba\u015fvurusu yap\u0131lmas\u0131 gerekmektedir.<\/p>\n<p>Duyuru: <a href=\"https:\/\/www.tobb.org.tr\/Sayfalar\/Detay.php?rid=23703&amp;lst=MansetListesi\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.tobb.org.tr\/Sayfalar\/Detay.php?rid=23703&amp;lst=MansetListesi<\/a><\/p>\n<p><strong>Kimler ba\u015fvurabilir?<\/strong><\/p>\n<p>TOBB \u00fcyesi <a href=\"http:\/\/www.kobi.org.tr\/index.php\/tanimi\/layout\" target=\"_blank\" rel=\"noopener noreferrer\">KOB\u0130 d\u00fczeyindeki<\/a> (Y\u0131ll\u0131k Net Sat\u0131\u015f Has\u0131lat\u0131 veya Y\u0131ll\u0131k Mali Bilan\u00e7o Toplam\u0131\u200b 125 milyon TL\u2019den az ve \u00e7al\u0131\u015fan say\u0131s\u0131 250\u2019den az olan) t\u00fcm sekt\u00f6rlerden i\u015fletmeler<\/p>\n<p><strong>Kredi ko\u015fullar\u0131<\/strong><\/p>\n<p>Kredi \u00fcst limiti*<\/p>\n<p>Kocaeli Sanayi Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<p>200 bin TL<\/p>\n<p>Kocaeli Ticaret Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<p>100 bin TL<\/p>\n<p>Gebze Ticaret Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<p>100 bin TL<\/p>\n<p>K\u00f6rfez Ticaret Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<p>50 bin TL<\/p>\n<p>Bankalar<\/p>\n<p>Kocaeli Sanayi Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<ul>\n<li>Ziraat Bankas\u0131<\/li>\n<li>Halkbank<\/li>\n<\/ul>\n<ul>\n<li>Garanti Bankas\u0131<\/li>\n<\/ul>\n<p>Kocaeli Ticaret Odas\u0131 \u00fcyeleri ve Gebze Ticaret Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<ul>\n<li>Ziraat Bankas\u0131<\/li>\n<li>Halkbank<\/li>\n<li>Vak\u0131fbank<\/li>\n<li>\u0130\u015f Bankas\u0131<\/li>\n<\/ul>\n<ul>\n<li>Garanti Bankas\u0131<\/li>\n<li>Yap\u0131 Kredi Bankas\u0131<\/li>\n<li>Ziraat Kat\u0131l\u0131m<\/li>\n<li>Vak\u0131f Kat\u0131l\u0131m<\/li>\n<\/ul>\n<p>K\u00f6rfez Ticaret Odas\u0131 \u00fcyeleri i\u00e7in<\/p>\n<ul>\n<li>Ziraat Bankas\u0131<\/li>\n<li>Halkbank<\/li>\n<\/ul>\n<ul>\n<li>\u0130\u015f Bankas\u0131<\/li>\n<li>Vak\u0131fbank<\/li>\n<\/ul>\n<p>Faiz oran\u0131<\/p>\n<p>Ayl\u0131k br\u00fct oran: %1,85<\/p>\n<p>Vade<\/p>\n<ul>\n<li>18 ay (e\u015fit taksitli)**<\/li>\n<li>\u00d6demesi d\u00f6nem: 6 ay<\/li>\n<\/ul>\n<p>Kefalet<\/p>\n<p>Kredi Garanti Fonu (KGF) kefaleti<\/p>\n<p>Kredi ve kefalet dosya masraflar\u0131<\/p>\n<p>KGF\u2019ye \u00f6denecek olan %0,03 oran\u0131ndaki kefalet ba\u015fvuru bedeli ve komisyonu<\/p>\n<p>* Nefes Kredisi \u00fcst limiti il ve il\u00e7elere g\u00f6re 50.000 TL ile 200.000 TL aras\u0131nda de\u011fi\u015fmekte olup Kocaeli\u2019de mukim her bir oda \u00fcyeleri i\u00e7in belirlenen \u00fcst limitler ve di\u011fer hususlar ilgili odalardan \u015fifahen \u00f6\u011frenilen bilgiler \u00e7er\u00e7evesinde listelenmi\u015f olup resmi nitelik ta\u015f\u0131mamaktad\u0131r. Resmi bilgiler i\u00e7in \u00fcyesi oldu\u011funuz oda\/borsa veya ilgili banka \u015fubesi ile irtibata ge\u00e7meniz gerekmektedir.<\/p>\n<p>** Vadenin uzat\u0131lmas\u0131 veya k\u0131salt\u0131lmas\u0131 m\u00fcmk\u00fcn de\u011fildir.<\/p>\n<p><strong>Kredi ba\u015fvuru s\u00fcreci<\/strong><\/p>\n<ul>\n<li>\u00d6nceki iki Nefes Kredisi program\u0131ndan farkl\u0131 olarak kredi kullan\u0131m\u0131nda ilgili Oda\/Borsa \u00fcyelerine \u00f6ncelik tan\u0131nacak olmakla beraber ildeki di\u011fer Oda\/Borsa \u00fcyelerine de kredi kulland\u0131r\u0131labilecektir.<\/li>\n<\/ul>\n<p>\u00b7 TOBB \u00fcyesi KOB\u0130, \u00fcye oldu\u011fu Oda\/Borsa\u2019ya giderek \u201cTOBB Nefes Kredisi Ba\u015fvurusu\u201d i\u00e7in \u201cKOB\u0130 Destek (Nefes) Kredisi ba\u015fvurusu i\u00e7indir\u201d ibareli faaliyet belgesi alacakt\u0131r.<\/p>\n<p>\u00b7 KOB\u0130, Oda\/Borsadan ald\u0131\u011f\u0131 faaliyet belgesi ile ilgili Odan\u0131n anla\u015ft\u0131\u011f\u0131 Bankalar\u0131n \u015eubelerine TOBB Nefes Kredisi Ba\u015fvurusu yapacakt\u0131r.<\/p>\n<ul>\n<li>Bankalar ve KGF, KOB\u0130\u2019nin krediye uygunlu\u011fu de\u011ferlendirecektir. De\u011ferlendirme s\u00fcrecinin olumlu sonu\u00e7lanmas\u0131 halinde bankalar, KOB\u0130\u2019ye TOBB Nefes Kredisi kulland\u0131racakt\u0131r. Kredi de\u011ferlendirme s\u00fcrecinde TOBB ile Oda ve Borsalar\u0131n herhangi bir yetkisi yoktur.<\/li>\n<\/ul>\n<p><strong>Daha fazla bilgi ve sorular\u0131n\u0131z i\u00e7in:<\/strong><\/p>\n<p>e-posta: nefeskredisi@tobb.org.tr<\/p>\n<p>Tel:<\/p>\n<ul>\n<li>Kocaeli Sanayi Odas\u0131: (262) 315 80 41<\/li>\n<li>Kocaeli Ticaret Odas\u0131: (262) 322 30 10<\/li>\n<li>K\u00f6rfez Ticaret Odas\u0131: (262) 528 48 00<\/li>\n<li>Gebze Ticaret Odas\u0131: (262) 644 22 32<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Odalar ve Boralar Birli\u011fi (TOBB), Kredi Garanti Fonu (KGF), protokol imzalanan 8 banka i\u015fbirli\u011fiyle KOB\u0130lere y\u00f6nelik \u201cNefes Kredisi\u201d ad\u0131 alt\u0131nda 3. D\u00f6nem kredi program\u0131 ba\u015fvurular\u0131 ba\u015flam\u0131\u015ft\u0131r. Kredi ba\u015fvurular\u0131 i\u00e7in \u00fcye olunan\u2026<\/p>","protected":false},"author":1,"featured_media":1395,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-4815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-duyurular"],"_links":{"self":[{"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/posts\/4815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/comments?post=4815"}],"version-history":[{"count":1,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/posts\/4815\/revisions"}],"predecessor-version":[{"id":4816,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/posts\/4815\/revisions\/4816"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/media\/1395"}],"wp:attachment":[{"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/media?parent=4815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/categories?post=4815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kompozit.org.tr\/en\/wp-json\/wp\/v2\/tags?post=4815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}